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120+ Students of EduTap have cleared Phase 2 2017 72 Marks of Paper in FM came from Our Notes Worksheet - Building Concepts for RBI For Alternate Sources of Finance – RBI Grade B 2018 Purpose of Worksheet The purpose of the worksheet is to help you build and apply concepts. It is very important to apply what you have learned because RBI is putting up tweaked questions rather than direct questions. Work sheet consists of 1. Fill in the blanks 2. True /False 3. MCQs 4. Match the column Many of these you would be able to solve with the help of the document you have read before this worksheet. But many of them will give new dimensions to your learning and will test how much you can apply. But rest assured after doing this worksheet you will feel more confident and that is all what matters The answers along with explanation (wherever required) are given at the end of the worksheet 1. Fill in the blanks 1. _______________ is a short term lease period. The asset is returned to the lessor after the lease period comes to an end 2. ____________________ is long term lease period. For example, lease for 100 years. During the lease period the ownership remains with the lessor but the ownership is transferred to the lessee after the lease period. 3. _____________is the process through which a service provider will give you the money on invoices that have been billed out, which you then pay back once the customer has settled the bill 4. Factoring Regulations Act, 2011 specifies that any entity conducting the factoring business would need to be registered with the RBI as ________________ 5. __________ is similar to factoring which allows exporters to obtain cash by selling their receivables from the foreign country at some discount 6. As per RBI regulation P2P platform companies must have minimum capital of _____________ 7. __________ are generally group of individuals or an individual itself who invest their own money and invest in the early (concept) Stages of the company and in return take a share in the company 8. ___________ is a lease under which the lessee sells an asset for cash to a prospective leaser and then leases back the same asset, making fixed periodic payments for its use 9. ________ This type of lease is used to acquire the high level capital cost of assets and equipment’s 10. ___________ is a type of crowd funding in which entrepreneurs presell a product or service to launch a business concept without incurring debt or sacrificing equity/shares. This kind of funding is used when the project is a long gestation period research project 11. _______________ generally refers to a method of funding a project or venture through small amounts of money raised from a large number of people, typically through a portal acting as an intermediary 12. _______in this type of crowdfunding the backer receives shares of a company, usually in its early stages, in exchange for the money pledged 13. While crowd funding - equity, debt based and fund based- would fall under the purview of _________, P2P lending would fall within the domain of _______ 14. P2P companies often follow a ___________ in which the lenders bid for a borrower’s loan proposal and the borrower has the freedom to either accept or reject the offer 15. P2P Platform would be registered as ________ 16. ______________________ is the type of factoring in which client will carry the credit risk in respect of debt sold to factor.. 17. ___________________is the type of factoring in which the customer is intimated about the assignment of debt to a factor, also directed to make payments to the factor instead of to the firm 18. ____________________ is the type of factoring in which the supplier/factor arrangement is not declared to the customer unless or until there is a breach of the agreement on the part of the client, or exceptionally, where the factor considers himself to be at risk. 19. ___________________in this type of factoring The client creates a floating charge on the factoring reserves in favour of banks and borrow against these reserves 20. A___________ is a franchising agreement where manufacturers allow retailers to distribute products and use names and trademarks 21. A ___________________is a franchising arrangement where the franchisor provides the franchisee with an established business, including name and trademark, for the franchisee to run independently 22. __________It is type of franchise in which The franchisee provides the management expertise, format and/or procedure for conducting the business 23. ______________ In this method of crowd funding your contributions simply go towards a charitable cause you’d like to support with the only return being the positive vibes you get from doing a good deed. 24. ___________In this method of crowd funding investors are essentially lending money under the premise that they will be receive a return on their investment over a certain time interval and at a certain interest rate.
